PRIVACY POLICY

YUTAX SOLUTIONS LLC

Last Updated: November 30, 2025

Language and Governing Version Notice

This Privacy Policy is the official and legally binding version of Yutax Solutions LLC’s Privacy Policy.

A Spanish-language version is available for convenience at: m.yutaxscore.net/privacy-es

In the event of any inconsistency, discrepancy, or conflict between the English version and the Spanish version, the English version shall prevail and control.

1. INTRODUCTION AND NATURE OF SERVICES

YUTAX SOLUTIONS LLC (“Yutax,” “Yutax Solutions,” “we,” “our,” or “us”) is a legally registered company operating in the United States of America that acts as a data processing company, private information bureau, identity verification provider, and digital risk and trust analytics platform.

Yutax is not a traditional consumer credit bureau, is not a financial institution, does not extend credit, does not approve or deny applications for products or services, and does not make final decisions regarding individuals. Decisions based on Yutax reports, data, or scores are made exclusively by independent service providers.

2. REGULATORY FRAMEWORK AND DATA PROTECTION PRINCIPLES

Yutax provides services primarily within the United States and the Caribbean region. Our services are not intentionally directed toward residents of the European Union or the United Kingdom.

However, Yutax adopts internationally recognized data protection principles, including transparency, purpose limitation, reasonable data minimization, information security, and organizational accountability.

Where specific legislation becomes legally applicable, Yutax will assess and address relevant obligations in accordance with the governing legal framework.

The incidental presence of information relating to individuals in other jurisdictions does not automatically subject Yutax to foreign regulatory regimes.

3. YUTAX’S ROLE IN DATA PROCESSING

Depending on the context, Yutax may act as:

Data Controller, when determining the purposes and means of processing within its platform; and
Data Processor, when processing information on behalf of verified business providers pursuant to contractual agreements.

The applicable role depends on the nature of the data, its source, and the specific service provided.

4. SCOPE OF THIS POLICY

This Privacy Policy applies to:

Individuals who directly access Yutax platforms
Individuals whose data is reported by verified providers
Businesses and service providers using Yutax services
Visitors to Yutax websites

This Policy covers information collected directly or indirectly, provided there is a valid contractual basis, consent where required, or legitimate business interest.

5. CATEGORIES OF INFORMATION PROCESSED

5.1 Personal Information

May include, among other data:

Full legal name
Aliases or alternative names
Date of birth
Telephone numbers
Email addresses
Physical and mailing addresses
Address history
Nationality
Internal identifiers

5.2 Identity and Verification Information

May include:

National identification numbers
Government-issued identification documents
Photographs
Selfies
Short identity verification videos
Documentation used in verification or dispute processes

Certain categories of this information may be considered sensitive in nature.

5.3 Technical and Digital Information

May include:

IP address
Device identifiers
Operating system
Browser type
Access logs
Date and time stamps
Cookies and similar technologies

5.4 Activity, Risk, and Behavioral Information

May include information reported by providers such as:

Service usage history
Subscription activity
Payment denials
Chargebacks
Contractual breaches
Fraud reports
Positive or negative behavioral indicators

6. SOURCES OF INFORMATION AND PROVIDER RESPONSIBILITY

Information processed by Yutax may originate from:

Verified business providers
Third-party identity verification providers
Contractual and commercial sources
The individual directly, in verification or dispute processes

Business providers are responsible for:

Obtaining valid consent where required
Complying with applicable laws
Ensuring the accuracy and legality of reported data

Yutax reserves the right to suspend or terminate services to any provider that reports false or unlawful information.

7. PURPOSES OF PROCESSING

Yutax processes information for purposes including:

Identity verification and validation
Fraud prevention, detection, and investigation
Risk and trust assessment
Generation and updating of the YUTAX SCORE 1.0
Platform and infrastructure security
Dispute investigation and resolution
Contractual compliance

8. YUTAX SCORE 1.0 AND AUTOMATED PROCESSING

The YUTAX SCORE 1.0 is an automated numerical trust indicator ranging from 100 to 900, generated through automated processing based on provider-reported information.

Users acknowledge that:

The score is generated through automated processing
Human review may not be mandatory
Technical adjustments may be made to correct internal errors

9. INFORMATION SHARING AND DISCLOSURE

Yutax may share information with:

Authorized business providers
Identity verification entities
Technology partners
Corporate affiliates

Information shared is limited to the authorized purpose and contractual access level.

Yutax does not commercialize individual personal data for mass marketing purposes.

10. INTERNATIONAL DATA TRANSFERS

Information may be stored and processed in the United States or other jurisdictions where Yutax or its service providers operate.

11. DATA RETENTION

Yutax retains information as long as there is a legitimate contractual, operational, or security-related purpose, particularly in contexts involving fraud prevention and risk analysis.

Retention periods may vary depending on the nature of the data and applicable contractual obligations.

Account cancellation does not automatically result in deletion of historical data records.

12. USER RIGHTS

Users may:

Request access to their information
Submit disputes regarding inaccurate information with valid supporting evidence

Requests will be evaluated in accordance with applicable legal frameworks and the contractual nature of the service.

13. SECURITY INTELLIGENCE AND THREAT PREVENTION

Yutax may utilize internal and external security intelligence sources exclusively for the purpose of detecting malicious infrastructure, preventing fraud, mitigating risk, and protecting its systems, providers, and users.

Such sources may include technical indicators of compromise (IOCs), malicious domains, IP addresses associated with fraud, abuse patterns, and other cybersecurity-related signals.

Yutax does not use such intelligence sources for marketing, commercial profiling, personal data enrichment, or individual surveillance.

Where appropriate, the exchange of security indicators may occur in a technical and anonymized manner.

14. INFORMATION SECURITY

Yutax implements reasonable technical, administrative, and organizational safeguards to protect information against unauthorized access, alteration, or improper disclosure.

However, no system can guarantee absolute security.

15. LIMITATION OF LIABILITY

Use of Yutax services is undertaken at the responsibility of the user and the business providers utilizing the information.

16. CHANGES TO THIS POLICY

Yutax may modify this Privacy Policy at any time. Continued use of the services constitutes acceptance of the current version.

17. CONTACT INFORMATION

YUTAX SOLUTIONS LLC

Email: [email protected]

Website: www.m.yutaxscore.net